Life Insurance - Variable Coverage

Variable life insurance is a form of permanent life insurance that provides a death benefit and has an investment component.

It allows policyholders to invest their cash value in different investment sub-accounts, such as stocks and bonds.

The performance of these investments determines the cash value of the policy. Premiums are flexible and can be adjusted to meet the policyholder’s needs.

The death benefit also can be adjusted depending on the performance of the investments.

With variable life insurance, policyholders have the opportunity to grow their cash value through their investments.

Key benefits of life insurance

• Financial security for your loved ones: Life insurance provides a death benefit that can help your loved ones cover expenses such as funeral costs, outstanding debts, and ongoing living expenses.

• Estate planning: Life insurance can be a valuable tool in estate planning, helping you ensure that your assets are distributed according to your wishes.

• Tax advantages: Depending on the type of life insurance product you choose, there may be tax advantages that can help you save money.

What is the legacy you want to leave behind?  To learn more, give us a call and request this FREE National Association Insurance Commissioner's Consumer Guide today.  You'll be glad you did.